These terms and conditions outline the rules and regulations for the use of Debbie Mishael Group’s Website, located at www.debbiemishael.com.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use DebbieMishael.com if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves.

Cookies

We employ the use of cookies. By accessing DebbieMishael.com, you agreed to use cookies in agreement with Our Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Debbie Mishael Group and/or its licensors own the intellectual property rights for all material on DebbieMishael.com. All intellectual property rights are reserved. You may access this from DebbieMishael.com for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from DebbieMishael.com
• Sell, rent or sub-license material from DebbieMishael.com
• Reproduce, duplicate or copy material from DebbieMishael.com
• Redistribute content from DebbieMishael.com

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Debbie Mishael Group does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Debbie Mishael Group, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, We shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Debbie Mishael Group reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
• The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Us a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Debbie Mishael Group; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Debbie Mishael Group. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 1-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Debbie Mishael Group’s logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Debbie Mishael Group operates the www.debbiemishael.com website, which provides the an online portal/site for our services and products.

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Site, the DebbieMishael.com website.

If you choose to use our Site, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at www.debbiemishael.com, unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience while using our Site, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

Log Data

We want to inform you that whenever you visit our Site, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

• To facilitate our Site;
• To provide the Site on our behalf;
• To perform Site-related services; or
• To assist us in analysing how our Siteis used.

We want to inform our Site users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

Our Site may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

Our Site do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

Refund Policy
Up to 15 business days after the course’s registration, a full refund will be issued.
For on-demand/self-paced courses, all processed refunds will incur a $30 administrative fee.
No refunds will be given if the participant does not meet the course requirements as outlined above (i.e. No Show, Incomplete/Fail), or if 15 business days have passed from the participant’s course registration.

A) In Person Training Course Cancellation
We request full payment at least 10 days before the course date for in-person courses that are held at our various sites in Africa and other parts of the world.
Our policy says that in the event of a cancellation by the participant, a full refund will be issued as long as we are notified at least 10 days before the course date. Up to 96 hours before to the course date, a 50% refund will be given, while cancellations made with fewer than 48 hours to go are not eligible for a refund. A “no show” on the scheduled date will not receive a refund.
In the event of a course requiring rescheduling due to instructor illness or unavailability, the cost of the course will be refunded in full, or alternatively rescheduled at a later date, should you not be able to attend the rescheduled course a full refund will be provided.
Debbie Mishael reserves the right to cancel a course if number of delegates have not reached the minimum required to run the course effectively. The firm also reserves the right to cancel in the event of an unforeseen circumstance that does not provide for a safe training environment. In the event of a cancellation, Debbie Mishael will either arrange for an alternative course date or offer a full refund of the fee paid.

B) Virtual Courses (Online)
Please do kindly note that you have 10 calendar days (the cancellation period) following the start date of the virtual course to cancel your registration and purchase of the course in accordance with this refund policy. Please be aware that once we have given you your login information for the online program, the right to cancel will not be applicable.
Up to 96 hours before the course date, a refund of 75% will be given; cancellations made with fewer than 48 hours to go are not eligible for a refund. A “no show” on the scheduled date will not receive a refund. If you decide to cancel during this time, you will, if you are qualified, receive a refund of the purchase price within 15 days.

C) On-Demand/Self-paced Courses
Individuals may withdraw from or cancel their registration in any on-demand/self-paced courses offered by the Debbie Mishael Program up to 15 business days after registering for the course. However, following the 10-business-day window, the courses are no longer refundable. You will typically have access to enrolled courses for up to six months after registering, unless otherwise specified at the time of payment. Rarely, we might need to withdraw some courses because of corporate policy, regulatory requirements, or other factors. We reserve the right to modify and update the courses without offering a refund or an exchange. If Debbie Mishael decides to end a course for any reason, participants will be notified via email, and they will receive a full refund unless we discover an equal on-demand course that meets their needs.

Failure To Complete Course Requirements
All participants must finish all course requirements as indicated in the course curriculum in order to get a certificate of completion, which encourages self-directed learning and accountability. If a person does not fulfil all course requirements, there will be no refund.

No refund will be given if the participant does not undertake any of the course activities or withdraws from the course more than 15 business days after registering for it.
Please get in touch with Debbie Mishael to talk about the possibilities of extending the subscription and access to your course if you are unable to finish the course due to exceptional circumstances.

If you would like a refund or cancellation on any of our services or product, kindly contact us on info@debbiemishael.com so we can assist you.